About Us
CO-OWNERSHIP SCHEME
Co-Ownership is a Do It Yourself Shared Ownership scheme (DIYSO) exclusively for Northern Ireland. If you hope to own your own home but can't quite afford it, Co-Ownership may help you onto the home ownership ladder.
Co-Ownership has been running very successfully since 1978 and has helped more than 20,500 households to purchase the homes of their choice through shared ownership.
Purchasers take as large a share as they can afford to start with, between 50% and 90% (known as the 'starter share'). They can then increase that share at any time ('staircasing').
Co-Ownership purchasers are known as leaseholders because they receive a 99 year equity sharing lease on their properties. 3 out of 4 leaseholders so far have taken the next step up the ladder and staircased, most of them leaving Co-Ownership behind entirely.
CO-OWNERSHIP HOUSING
The Northern Ireland Co-Ownership Housing Association Limited, better known as Co-Ownership Housing, is Northern Ireland's regional body for shared ownership and the organisation that runs the Co-Ownership Scheme.
We are a registered housing association and industrial & provident society, regulated and funded by the Department for Social Development. Our main objectives are to
- promote and sustain the concept of Co-Ownership here in Northern Ireland
- assist in the rebuilding and revitalising of neighbourhoods and sustainable communities.
We are governed by a Board of Management. The Board meets around 6 times a year. Board members are unpaid volunteers.
For more information contact nicha@co-ownership.org.
CONSULTING YOU
Shareholding membership
Membership is a way for people to show their support for the organisation and play a part in running it. Members elect the Board each year and can stand for election themselves.
Leaseholders are not automatically shareholders in the organisation. Everyone has to apply.
Become a shareholder and play a part in running Co-Ownership.
For more information contact nicha@co-ownership.org.
For more information contact nicha@co-ownership.org.



