How do I

apply?

1 CHECK YOUR CREDIT REPORT
2 CRITERIA
3 DOCUMENTATION
4 UNDERSTANDING WHAT HAPPENS NEXT
  • Great, so now that you know all about Co-Own and are confident that you can get a mortgage, it's time to apply.

    Before you apply there are just a few reminders.

  • When you apply to Co-Own we will perform a full credit assessment to determine your affordability. Part of this assessment is to look at your credit file, not your score, using the Experian credit reference agency. We will look at your credit history which will include things like, if you have any credit cards or loans, the amounts of these and your repayments of these, and if you have missed payments. Your credit history gives us an idea of how you have managed your credit up to now.

    We recommend you check your credit report before applying to make sure there are no surprises that will negatively impact your application.

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