Debt / credit & previous homeowners

Limits around credit

If you are applying to Co-Own, Co-Own for Over 55s or Rent to Own, we do not specify a limit to the amount of credit a person can have. However, during the assessment period we will look at your credit worthiness, debt levels and income to determine how affordable home ownership is.

Prior to applying to Co-Own we recommend that you use our ‘How much can I afford?’ calculator which can provide guidance on where we will be able to help. You can access the calculator by clicking here.