There are lots of reasons why you might need a little help when buying a home and that’s where we come in.

Co-Ownership is a not-for-profit organisation that helps people become homeowners. We have three ways to help people:

Co-Own: Choose your home, buy as much of it as you can afford. We help you with the rest.

Co-Own for Over 55s: Over 55 and want to move to a new home but can’t afford to? We can help you bridge the gap.

Rent to Own: Find a new build. Rent it from us for up to 3 years after which time you buy it from us.

Check

45 years

Helping People find homes since 1978

Check

32,000+

The number of people we have helped buy a home

Check

10,000+

Current co-owners in Northern Ireland

Co-Own

Shared ownership means you buy a share of a property and we buy the rest. Here’s how:

  • You pay the mortgage on your bit and pay us rent on our bit, and you may not need a deposit.
  • Increase your share bit-by-bit until you own it all.
  • Buy both new and existing properties up to the value of £190,000.

Rent to Own

If you are not financially ready for home ownership yet, Rent to Own could help:

  • Choose a new build house anywhere in Northern Ireland up to the value of £190,000.
  • If it’s suitable, we’ll buy it and rent it to you for up to three years.
  • After 3 years you buy it from us.

Co-Own for Over 55s

If you are over 55 and want to move to a new home but can’t afford to, we can help you bridge the gap:

  • You use the equity from the sale of your current home or savings to purchase your share and we buy the rest.
  • We can buy both new and existing properties up to the value of £190,000.

Tools & Resources

There are lots of reasons why you might need a little help when buying a home and that’s where we come in.

Before we can buy a place together, we need to work out how much you can afford based on your income and outgoings.

Our cost calculator is a guide to how much it will cost you.

Trustpilot
×