The Co-Own application

Applying to Co-Own

Applying to Co-Own is quick, easy, and is done via our website. Applications can be submitted either by the applicant or via the applicant’s mortgage adviser and are restricted to a maximum of 2 applicants. Please note that we cannot recommend a mortgage adviser.

You can find a list of mortgage brokers who are regulated by the Financial Conduct Authority (FCA) by clicking here.

Mortgage Lenders:

There are a number of lenders in Northern Ireland that will lend for Co-Ownership.  If you are using a mortgage adviser, they will help you find the right one for you, alternatively, below is the list of lenders to contact, correct as of March 2024. You should check with the relevant lender for their up-to-date policy on Co-Ownership cases.

Lenders offering Co-Own mortgages

  • Barclays
  • Danske
  • Halifax
  • Leeds Building Society
  • Nationwide Building Society
  • Progressive Building Society
  • Santander

Application fees:

There are 2 fees you will have to pay when applying to Co-Own: £100 non-refundable Application fee and a £550 Property fee which is payable during the second stage of the application. To apply please click here. If you require assistance, please give our team a call on 028 9032 7276 and we will be happy to help.