Debt / credit & previous homeowners

Currently own a home

If you currently own a home you can not apply to Co-Own or Rent to Own.

You can apply to Co-Own for Over 55s if you currently own a home. Your current home must be sale agreed before we can provide you with a final offer to buy a share in your new home. If you plan to submit a joint application and both applicants have a property to sell, one property should be sold before your application is submitted. We can only accept one existing property per application.