Previous debt issues
If you or your partner have had any previous debt or credit issues, we recommend that you speak to a Financial Adviser before applying to either Co-Own or Rent to Own. Remember, with Co-Own you need to be mortgageable now and for Rent to Own you will need to be mortgageable within 3 years. Historic debt or credit issues may impact upon your ability to get a mortgage. We recommend you check your credit report before applying to make sure there are no surprises that will negatively impact your application.