Welcome

Co-Ownership Housing is a not-for-profit organisation that promotes affordable home ownership, and helps people get on the property ladder.

Since 1978, we’ve helped over 26,000 householders buy their own home in Northern Ireland.

Home Buyers

Your latest guide to buying through Co-Ownership

What is Co-Ownership?

You buy a share of your home (between 50% and 90% of the home's value) and pay rent on the remaining share.

You'll need to take out a mortgage to pay for your share of the purchase price of your home.

You can buy more shares in your home any time after you become the owner. This is known as staircasing.

Home Owners

Looking to move on, buy a larger share in your home, remortgage or carry out improvements?